/* v850 — Full Terms page polish to match approved XXX style and icon set direction */
html{scroll-behavior:smooth}
.terms-smooth-v850{
  background:#f8fbff;
}
.terms-smooth-v850 .terms-xxx-page-v831{
  background:
    linear-gradient(180deg,#f8fbff 0%,#f4f8fe 42%,#ffffff 100%);
}
.terms-smooth-v850 .terms-xxx-body-v831{
  padding:32px 0 58px!important;
}
.terms-smooth-v850 .terms-xxx-layout-v831{
  grid-template-columns:minmax(0,1fr) 360px!important;
  gap:34px!important;
}
.terms-smooth-v850 .terms-xxx-article-v831{
  display:grid;
  gap:22px;
}

/* smoother approved-hero matching */
.terms-smooth-v850 .terms-match-hero-v849{
  padding:46px 0 36px;
}
.terms-smooth-v850 .terms-match-hero-inner-v849{
  min-height:478px;
}
.terms-smooth-v850 .terms-match-hero-copy-v849 h1{
  text-wrap:balance;
  max-width:820px;
}
.terms-smooth-v850 .terms-match-lead-v849{
  max-width:760px;
}
.terms-smooth-v850 .terms-match-hero-art-v849 img{
  transform:translateY(4px);
}

/* section jump nav */
.terms-smooth-nav-v850{
  display:flex;
  align-items:center;
  flex-wrap:wrap;
  gap:10px;
  padding:14px 16px;
  border:1px solid #dce7f5;
  border-radius:18px;
  background:rgba(255,255,255,.92);
  box-shadow:0 10px 24px rgba(15,35,70,.04);
}
.terms-smooth-nav-label-v850{
  color:#496184;
  font-size:14px;
  font-weight:800;
  padding:0 4px;
}
.terms-smooth-nav-v850 a{
  display:inline-flex;
  align-items:center;
  gap:7px;
  min-height:38px;
  padding:9px 13px;
  border:1px solid #d8e5f7;
  border-radius:999px;
  background:#f8fbff;
  color:#23406f;
  text-decoration:none;
  font-size:13px;
  font-weight:850;
  transition:background .18s ease,color .18s ease,border-color .18s ease,transform .18s ease;
}
.terms-smooth-nav-v850 a:hover,
.terms-smooth-nav-v850 a.is-active{
  background:#1f66d1;
  border-color:#1f66d1;
  color:#fff;
  transform:translateY(-1px);
}
.terms-smooth-nav-v850 a span{
  font-size:14px;
  line-height:1;
}

/* all content cards */
.terms-smooth-v850 .terms-xxx-section-v831{
  border:1px solid #dce7f5!important;
  border-radius:22px!important;
  background:#fff!important;
  box-shadow:0 12px 30px rgba(15,35,70,.055)!important;
  padding:30px 32px!important;
  margin:0!important;
  scroll-margin-top:120px;
  transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.terms-smooth-v850 .terms-xxx-section-v831:hover{
  transform:translateY(-2px);
  box-shadow:0 18px 42px rgba(15,35,70,.08)!important;
  border-color:#c9dcf4!important;
}
.terms-smooth-v850 .terms-match-summary-card-v849{
  padding:36px 36px 32px!important;
  border-top:5px solid #1a73e8!important;
  box-shadow:0 18px 44px rgba(15,35,70,.075)!important;
}
.terms-smooth-v850 .terms-xxx-heading-v831{
  display:flex!important;
  align-items:center!important;
  gap:18px!important;
  margin:0 0 18px!important;
}
.terms-smooth-v850 .terms-xxx-heading-v831 .terms-smooth-icon-v850,
.terms-smooth-v850 .terms-xxx-section-v831:not(.terms-match-summary-card-v849) .terms-xxx-heading-v831 > span{
  width:56px!important;
  height:56px!important;
  flex:0 0 56px!important;
  display:grid!important;
  place-items:center!important;
  border-radius:16px!important;
  background:linear-gradient(135deg,#edf5ff,#ffffff)!important;
  border:1px solid #d6e6fb!important;
  color:#1f66d1!important;
  font-size:24px!important;
  font-weight:900!important;
  box-shadow:0 10px 24px rgba(31,102,209,.08)!important;
}
.terms-smooth-v850 .terms-xxx-heading-v831 h2{
  margin:0!important;
  color:#071a3a!important;
  font-size:clamp(24px,1.85vw,32px)!important;
  line-height:1.18!important;
  letter-spacing:-.03em!important;
  font-weight:950!important;
}
.terms-smooth-v850 .terms-xxx-section-v831 > p{
  color:#2d4168!important;
  font-size:17px!important;
  line-height:1.75!important;
  margin:0 0 18px!important;
}
.terms-smooth-v850 .terms-xxx-section-v831 strong{
  color:#071a3a;
}

/* list cards */
.terms-smooth-v850 .terms-xxx-list-v831,
.terms-smooth-v850 .terms-xxx-checklist-v831{
  display:grid!important;
  gap:13px!important;
  margin:18px 0 0!important;
  padding:0!important;
  list-style:none!important;
}
.terms-smooth-v850 .terms-xxx-list-v831 li,
.terms-smooth-v850 .terms-xxx-checklist-v831 li{
  position:relative!important;
  border:1px solid #e3edf9!important;
  border-radius:16px!important;
  background:#fbfdff!important;
  padding:15px 18px 15px 54px!important;
  color:#31496f!important;
  font-size:16px!important;
  line-height:1.62!important;
}
.terms-smooth-v850 .terms-xxx-list-v831 li:before,
.terms-smooth-v850 .terms-xxx-checklist-v831 li:before{
  content:"✓"!important;
  position:absolute!important;
  left:16px!important;
  top:16px!important;
  width:25px!important;
  height:25px!important;
  display:grid!important;
  place-items:center!important;
  border-radius:9px!important;
  background:#e9f4ff!important;
  color:#1f66d1!important;
  font-size:14px!important;
  font-weight:950!important;
}

/* notes */
.terms-smooth-v850 .terms-xxx-note-v831{
  border:1px solid #cfe0fb!important;
  border-left:5px solid #1f66d1!important;
  border-radius:16px!important;
  background:#f4f8ff!important;
  padding:18px 20px!important;
  color:#2d4168!important;
  font-size:16px!important;
  line-height:1.65!important;
  margin-top:18px!important;
}

/* tables */
.terms-smooth-table-wrap-v850{
  overflow:auto;
  border:1px solid #dce7f5;
  border-radius:18px;
  background:#fff;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.8);
  margin-top:18px;
}
.terms-smooth-v850 .terms-xxx-table-v831{
  width:100%;
  min-width:720px;
  border-collapse:separate!important;
  border-spacing:0!important;
  margin:0!important;
  overflow:hidden;
}
.terms-smooth-v850 .terms-xxx-table-v831 th{
  background:#0f3e82!important;
  color:#fff!important;
  font-size:14px!important;
  text-transform:none!important;
  letter-spacing:.01em!important;
  padding:16px!important;
  border:0!important;
}
.terms-smooth-v850 .terms-xxx-table-v831 td{
  padding:16px!important;
  border:0!important;
  border-top:1px solid #e4edf8!important;
  color:#31496f!important;
  line-height:1.6!important;
}
.terms-smooth-v850 .terms-xxx-table-v831 tbody tr:nth-child(even) td{
  background:#f8fbff!important;
}

/* FAQ */
.terms-smooth-v850 .terms-xxx-faq-v831{
  display:grid;
  gap:12px;
  margin-top:18px;
}
.terms-smooth-v850 .terms-xxx-faq-v831 details{
  border:1px solid #dce7f5!important;
  border-radius:16px!important;
  background:#fbfdff!important;
  overflow:hidden;
}
.terms-smooth-v850 .terms-xxx-faq-v831 summary{
  list-style:none;
  cursor:pointer;
  padding:18px 20px;
  color:#071a3a;
  font-weight:900;
  line-height:1.45;
}
.terms-smooth-v850 .terms-xxx-faq-v831 summary::-webkit-details-marker{display:none}
.terms-smooth-v850 .terms-xxx-faq-v831 summary:after{
  content:"+";
  float:right;
  width:28px;
  height:28px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:#edf5ff;
  color:#1f66d1;
  font-weight:950;
}
.terms-smooth-v850 .terms-xxx-faq-v831 details[open] summary:after{content:"–"}
.terms-smooth-v850 .terms-xxx-faq-v831 details p{
  margin:0;
  padding:0 20px 20px;
  color:#31496f;
  line-height:1.7;
}

/* sidebar */
.terms-smooth-v850 .emergency-sidebar-v787FR{
  position:sticky;
  top:18px;
  display:grid;
  gap:16px;
}
.terms-smooth-v850 .emergency-sidebar-v787FR .emergency-side-box-v787FR{
  margin:0!important;
  border-radius:20px!important;
  border:1px solid #dce7f5!important;
  box-shadow:0 14px 32px rgba(15,35,70,.06)!important;
  overflow:hidden;
}
.terms-smooth-v850 .emergency-sidebar-v787FR h3{
  font-size:20px!important;
  letter-spacing:-.02em;
}
.terms-smooth-v850 .terms-match-emergency-card-v849{
  padding:30px!important;
}
.terms-smooth-v850 .terms-match-emergency-head-v849 h3{
  font-size:25px!important;
}
.terms-smooth-v850 .terms-match-emergency-list-v849 li{
  font-size:16px!important;
}
.terms-smooth-v850 .emergency-side-btn-v787FR,
.terms-smooth-v850 .emergency-contact-pill-v787GS{
  border-radius:14px!important;
  font-weight:900!important;
  min-height:44px!important;
}

/* final CTA */
.terms-smooth-final-cta-v850,
.terms-smooth-v850 .terms-xxx-cta-v831{
  border:1px solid #cfe0fb!important;
  border-radius:24px!important;
  background:linear-gradient(135deg,#ffffff 0%,#f0f7ff 100%)!important;
  box-shadow:0 16px 42px rgba(15,35,70,.07)!important;
  padding:34px!important;
}
.terms-smooth-v850 .terms-xxx-cta-v831 h2{
  font-size:clamp(26px,2vw,34px)!important;
  color:#071a3a!important;
}
.terms-smooth-v850 .terms-xxx-cta-v831 .btn{
  border-radius:999px!important;
  font-weight:900!important;
  padding:14px 22px!important;
}

/* mobile */
@media(max-width:1100px){
  .terms-smooth-v850 .terms-xxx-layout-v831{
    grid-template-columns:1fr!important;
  }
  .terms-smooth-v850 .emergency-sidebar-v787FR{
    position:static;
  }
}
@media(max-width:760px){
  .terms-smooth-v850 .terms-xxx-body-v831{padding:22px 0 42px!important}
  .terms-smooth-v850 .terms-xxx-section-v831,
  .terms-smooth-v850 .terms-match-summary-card-v849{
    padding:24px 20px!important;
    border-radius:18px!important;
  }
  .terms-smooth-v850 .terms-xxx-heading-v831{
    align-items:flex-start!important;
    gap:13px!important;
  }
  .terms-smooth-v850 .terms-xxx-heading-v831 .terms-smooth-icon-v850,
  .terms-smooth-v850 .terms-xxx-section-v831:not(.terms-match-summary-card-v849) .terms-xxx-heading-v831 > span{
    width:46px!important;
    height:46px!important;
    flex-basis:46px!important;
    font-size:20px!important;
  }
  .terms-smooth-v850 .terms-xxx-list-v831 li,
  .terms-smooth-v850 .terms-xxx-checklist-v831 li{
    padding:14px 14px 14px 48px!important;
  }
  .terms-smooth-nav-v850{
    overflow:auto;
    flex-wrap:nowrap;
    -webkit-overflow-scrolling:touch;
    padding:12px;
  }
  .terms-smooth-nav-label-v850{display:none}
}